Wealth advice
Bring investments, income, taxes, and family decisions into one view.
Good decisions rarely live in separate boxes. DFG helps individuals and families organize their investments and financial choices around the goals, risks, and tradeoffs that matter to them.
What we can review
Bring the pieces into one conversation.
Direct answers
Start with the question you asked.
How much retirement income can my investments provide?+
Estimate dependable income first, then test how much your portfolio must supply under different market, inflation, tax, and longevity assumptions. A sustainable amount depends on spending, time horizon, investments, and flexibility.
Should I consider a Roth conversion?+
A conversion may be worth evaluating when today’s tax rate may be lower than future rates. Consider conversion taxes, Medicare premiums, cash available to pay tax, required distributions, estate goals, and the time available for tax free growth.
What should I do after receiving an inheritance?+
Pause major decisions, identify every asset and deadline, confirm ownership and beneficiary rules, and understand the tax treatment. Then connect the inheritance to debt, reserves, retirement, family, and estate priorities.
How should my investments connect to my financial plan?+
Each account should have a purpose, time horizon, risk level, and tax role. Your portfolio should support upcoming cash needs and long term goals rather than operate as unrelated investments.
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